#FinancialTips

Best

4

Govt.

#Insurance

#Schemes

for

your

#Family,

where

amount

is

received

by

nominees.

Follow

for

Personal

Finance

Education

#life

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#medical

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#accident

#indiangovt

#Money

#MoneyMatters

#HipiMoney

#HipiFinance

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#FinancialTips

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#FinanceonHipi

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#FamilyInsurance

#HealthInsurance

#psychology

#HiPiTrends

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#mindset

#Money

#abundance

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#Car

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#planning

#Money

#financialfreedom

#HIpi

#FinanceonHipi

#Facts

#finance

#FinancialTips

#MyMoneyMyRules

#UjjivanSFB

#UjjivanSFB

A

lot

of

people

are

unaware

of

the

fact

that

when

you

take

a

loan

amount,

in

the

initial

years,

majority

of

the

payment

is

only

going

towards

the

interest

component

of

the

EMI

instead

of

the

principle,

which

means

that

in

a

lot

of

cases

you

end

up

paying

even

more

in

interest

than

normal

principle

amount.

🫠

To

decrease

the

interest

amount

liability

the

only

way

is

to

either

decrease

tenure

of

loan

or

increase

EMI.

A

simple

way

to

do

that

is

to

just

increase

your

annual

EMI

by

5%-

10%

every

year.

🙌🏼

If

you

do

so

a

potential

40

Lakh

home

loan

of

25

years

can

be

paid

of

in

10.5

years!

🤯

A

few

things

to

keep

in

mind

-

banks

might

charge

a

prepayment

charge

but

in

a

floating

rate

interest

loan

that

also

isn’t

charged!

🌱

.

.

#loantips

#homeloan

#personalfinance

#financetips

#financegoals

#Money

#MoneyMatters

#HipiMoney

#HipiFinance

#HipiFunds

#FinancialTips

#HipiFinance

#FinanceonHipi

If

you

are

running

a

small

business

where

you

turnover

is

less

than

3cr

there

is

good

news

for

you!

🙌🏼

Your

tax

liability

is

reduced

to

6%

of

the

total

receipts

and

8%

in

case

of

cash

receipts!

🙏🏼

Moreover,

You

don’t

have

to

maintain

accounting

records.🙌🏼

Individual

assessees,

Hindu

Undivided

Families,

and

partnerships

who

are

Indian

residents

can

claim

deductions

under

Section

44AD.🌱

Once

a

taxpayer

opts

for

presumptive

taxation

scheme,

he

is

required

to

follow

the

same

scheme

for

next

5

years.

If

he

fails

to

do

so,

presumptive

taxation

scheme

will

not

be

available

for

him

for

next

5

years.🫠

Please

note

that

the

taxpayer

has

the

option

to

voluntarily

disclose

business

income

at

a

rate

higher

than

8%

or

6%,

as

applicable.

🗂️

By

choosing

to

file

returns

under

Section

44AD,

the

taxpayer

is

not

allowed

to

claim

deductions

provided

under

Section

30

to

Section

38

of

the

Income

Tax

Act.

This

includes

depreciation

and

other

deductions.🙏🏼

Do

drop

you

questions

in

the

comments

below!

And

share

this

with

your

friends

currently

running

their

own

business!🫶🏼

Concept

credit:

@gauravmotivegroom

👑

.

.

#smallbusiness

#taxtips

#PersonalFinance

#SaveTax

#Money

#MoneyMatters

#HipiMoney

#HipiFinance

#HipiFunds

#FinancialTips

#HipiFinance

#FinanceonHipi

Day

5

of

decoding

startup

terminologies...

In

season

3

of

Shark

Tank

India

you

would

have

noticed

that

Sharks

are

asking

for

royalty

it

a

lot

of

deals

they

do.

So

what

exactly

is

this

Royalty

and

why

are

Sharks

so

keen

to

have

this

as

par

of

their

investment

terms?

See

Royalty

is

nothing

but

a

commission

which

Sharks

would

get

on

every

sale

the

business

will

make.

For

example

if

a

pen

is

sold

for

Rs.

10

and

Shark

wants

a

10%

Royalty.

This

means

that

the

Shark

will

get

Re.

1

on

each

pen

sold.

As

simple

as

that.

Now

comes

the

part

that

why

they

want

Royalty?

So

the

very

simple

answer

to

this

would

be

that

there

are

businesses

which

seems

risky

to

invest

and

in

order

to

get

some

assurance

of

the

returns

,

Sharks

asks

for

royalty.

It

makes

then

feel

safe

and

reduce

the

risk

of

investment.

I

personally

don't

like

this

concept

and

I

will

tell

you

the

reason

in

the

next

video.

What

are

your

thoughts

on

this

?

#Sharktank

#India

#Royalty

#business

#entrepreneur

#marketing

#sales

#MBA

#bba

#startup

#founder

#Money

#MoneyMatters

#HipiMoney

#HipiFinance

#HipiFunds

#FinancialTips

#HipiFinance

#FinanceonHipi

#Hipi

Day

3

of

decoding

startup

terminologies...

This

is

why

founders

fight

for

high

valuations

for

their

business

in

Shark

Tank...

Imagine

you

are

running

a

business

and

have

100%

of

its

equity

at

a

valuation

of

1

crore...

So

you

net

worth

will

also

me

1

crore...

Now

after

increasing

some

revenue,

you

go

on

shark

tank

to

raise

funds

and

you

gave

10%

of

your

equity

in

exchange

of

20

lacs

(at

a

valuation

of

2

crores).

So,

you

equity

will

go

down

from

100%

to

90%,

but

your

net

worth

will

now

be

1.8

crores

(90%

of

2

crores).

Because

of

higher

valuation

of

business,

despite

the

reduced

equity,

your

net

worth

increases

and

this

is

the

main

reason

founder

fight

for

higher

valuation

of

the

business...

#sharktankindia

#business

#growth

#reels

#Marketing

#startup

#entrepreneurs

#Sharktank

#Money

#MoneyMatters

#HipiMoney

#HipiFinance

#HipiFunds

#FinancialTips

#HipiFinance

#FinanceonHipi

#Hipi

Day

2

of

decoding

startup

terminologies...

How

do

founders

come

up

with

such

hefty

valuation

?

Basically

there

is

no

right

or

wrong

formula

to

calculate

a

proper

business

valuation

and

it's

always

a

negotiable

thing...

Typically

founders

calculate

the

valuation

by

applying

a

multiplication

factor

to

their

annual

revenue.

It

ranges

somewhere

3x

to

10x

of

the

revenue...

And

then

they

use

many

factors

to

justify

this

valuation

like

they

quote

-

1.

Annual

run

rate

(ARR)

2.

Founders

education

3.

Founders

experience

4.

Competition

5.

Market

size

6.

Repeat

rate

7.

EBIDTA

margin

If

you

want

to

know

more

details

on

any

of

these

topics,

let

me

know

in

the

comments

section...

#sharktank

#sharktankindia

#businessreels

#casestudy

#marketing

#valuation

#Entrepreneurship

#Money

#MoneyMatters

#HipiMoney

#HipiFinance

#HipiFunds

#FinancialTips

#HipiFinance

#FinanceonHipi

#Hipi

According

to

the

Ministry

of

Civil

Aviation,

domestic

flight

travelers

can

now

cancel

tickets

without

incurring

any

cancellation

charges,

provided

the

following

conditions

are

met:

*

Tickets

must

be

canceled

within

24

hours

of

the

booking.

*

Tickets

should

be

booked

atlwast

7

days

prior

to

the

scheduled

departure

time

of

the

flight.

Additionally,

passengers

are

now

allowed

to

make

name

corrections

for

free

within

24

hours

of

booking.

#flight

#flights

#airline

#airliner

#travel

#travelgram

#travelling

#traveler

#ticket

#tickets

#refund

#booking

#book

#reelsvideo

#prettymuchfinance

#flight

#flightsbooking

#airline

#travel

#ticket

#refund

#booking

#MoneyMatters

#HipiMoney

#HipiFinance

#HipiFunds

#FinancialTips

#HipiFinance

#FinanceonHipi

#Hipi

#prettymuchfinance

Ministry

of

Commerce

&

Industry

has

introduced

DPIIT

internship

scheme

for

students

pursuing

Under-graduate/Post

Graduate

degrees

or

Research

Scholars.

✅

Benefits:

👉Interns

would

be

paid

a

stipend

of

₹10,000/-

per

month.

👉Period

of

the

Internship

shall

be

a

minimum

of

one

month

and

a

maximum

of

three

months.

👉After

completing

the

internship,

students

will

be

awarded

an

Experience

Certificate.

✅

Application

Process:

👉Visit

https://dpiit.gov.in/internship/internship-scheme.php

👉Fill

your

personal

details

👉Verify

your

Mobile

Number

and

Email

ID

👉Click

on

“Submit”

✅

Document

Required:

👉Aadhaar

Number

👉Proof

of

Identity

👉Proof

of

Address

👉Proof

of

Age/DOB

(Class

10th/12th

Marksheet)

👉Proof

of

Current

Educational

Qualification

👉Bank

Details

(for

the

payment

of

stipend)

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]

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#jobs

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#graduate

#postgraduate

#ilovemyjob

#jobvacancy

#govtjob

#reelsvideo

#prettymuchfinance

#MoneyMatters

#HipiMoney

#HipiFinance

#HipiFunds

#FinancialTips

#HipiFinance

#FinanceonHipi

#Hipi

#Money

Anupam

missed

out

on

government

grants,

but

fear

not!

If

you

head

over

to

these

2

websites

and

apply,

you

might

just

bag

that

sweet

government

grant

for

your

business

🎉

First

up,

we

have

startupindiagov.in

Not

only

will

you

find

grants

here,

but

you'll

also

get

mentors

who

will

use

their

expertise

to

help

build

your

business.

And

guess

what?

This

mentorship

is

absolutely

free!

💸

If

you've

got

a

killer

business

idea

but

lack

the

funds

to

kickstart

it,

the

government's

Seed

Funds

Scheme

is

here

to

rescue

you!

Apply

for

funding

and

not

only

will

you

get

the

cash,

but

you'll

also

be

connected

with

their

incubators.

They'll

nurture

your

business

from

a

tiny

seed

to

a

full-grown

plant!

🌱

And

if

you

need

help

navigating

these

websites,

just

give

me

a

follow

first,

then

send

me

that

reel

and

I'll

slide

into

your

DMs

with

all

the

deets!

😉👍

#startupindia

#seedfundingforstartups

#MoneyMatters

#HipiMoney

#HipiFinance

#HipiFunds

#FinancialTips

#HipiFinance

#FinanceonHipi

#Hipi

#govtsupport

#investsmart

#govtpolicies

Candlestick

technique

which

is

popular

among

stock,crypto

and

currency

traders

was

invented

in

the

17th

century

in

Japan

where

it

was

first

used

by

merchants

in

rice

trading.

In

1989

a

technical

analyst

steve

nison

introduced

this

concept

to

the

western

world

with

his

book

“Japanese

candlestick

charting

technique”.

Learn

the

basic

of

candlesticks

in

this

video.

.

#MoneyMatters

#HipiMoney

#HipiFinance

#HipiFunds

#FinancialTips

#HipiFinance

#FinanceonHipi

#Hipi

#stockmarket

#trading

#stocks

#candlesticks

#candlestickpatterns

#bullishmarket

#bearishmarket

#market

#money

#investment

#learnstockmarket

#crypto

#currency

#business

#businessman

#merchants

#stockmarketbasics

#explorepage✨

#explore

#reels

#reelsinstagram

#stockprice